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What is a Mortgage? A mortgage is a loan from a bank or private lender that allows you to purchase a home with the bank or lenders money and repay the bank or lender over a set period of time, usually 15 or 30 years. There are 3 main loan types: Conventional, FHA and VA. […]
As we head into the holidays, life can get pretty hectic. Especially if you’re looking to buy a home. While in the midst of that hustle and bustle, don’t forget to make time for special family traditions, delicious meals with friends and decorating your home to inspire. Below are a few tips on how to […]
You’ve heard the terms thrown around- “it’s a buyer’s market”; “it’s a seller’s market” or maybe more confusing, “it’s a bit of both”. So what exactly does all that jargon mean and how does it affect your life right now? There are three real estate market types, summarized below. Seller’s Market A Seller’s Market is characterized by […]
We’re In A “Seller’s Market”. What Does This Mean Exactly, And How Can You Use It To Your Advantage in Buying A Home? According To The National Association Of Realtors, “In February Of This Year There Was Only A 4.4-Month Supply Of Homes, A Quarter Of February’s Transactions Were All-Cash Sales And Investors Bought 18 Percent […]
There are many steps in the home buying process. But one thing you should do before even shopping for a home, is speak to a lender. Many people hesitate to speak with a Lender or get Pre-Approved before they start house shopping. Some think pre-qualification is sufficient. Below are a few reasons it may be […]